Planning ahead makes a difference. Cover yourself and your family within minutes from your mobile phone, tablet or computer. Get a quote online and your policy document will be sent to you by e-mail. Policy benefits start on the 1st of next month – but our unique Instant Accidental Death benefit starts immediately.

Assupol Direct enables you to do your financial planning from the comfort and privacy of your home. Our Absolute Advantage Family Funeral Plan includes much more than just funeral benefits. We believe that the benefits of any policy should begin before you pass on.

If you prefer to do your financial planning face-to-face, our experienced and professional representatives and accredited brokers are on hand to discuss our Excellence Family Funeral Plan with you. From as little as R70 per month, you will be assured of a dignified funeral for you and your loved ones.

Assupol’s Cornerstone Pensioner Plan is a competitive solution for government grant recipients who need funeral cover. It provides a choice of affordable premiums, and sufficient cash benefits to pay for a dignified funeral. Unlike similar policies from burial societies, the Cornerstone Pensioner plan has no age limit, and no medical examination is required. Members may cancel their participation in the plan any time, without notice or penalty.

It’s designed to include an Education option onto your plan to assist in your children’s education should your death occur while they are still at school. You will also have the chance to add options like the Loan Protector, which will help pay off a loan after you’ve passed; Assupol On-Call & On-Call Plus; and optional Funeral Cover for your spouse.

With a maximum cover of R1,2 million at a minimum premium of R120pm, you also have an optional Cash Back Benefit which means all your premiums will be paid back to you every 10 or 15 years, if you don’t claim. You can also select additional options like Disability and Critical Illness Cover; Assupol On-Call & On-Call Plus; and Premium Waiver Retrenchment which guarantees insurance for you and your family, without paying any premiums for up to 6 months if you get retrenched.

You’ll get an optional Cash Back Benefit which means all your premiums will be paid back to you every 10 or 15 years, if you don’t claim. You can also select additional options like Disability and Critical Illness Cover; Assupol On-Call & On-Call Plus; and Premium Waiver Retrenchment which guarantees insurance for you and your family, without paying any premiums for up to 6 months if you get retrenched.

With a maximum cover of R1 million at a minimum premium of R73pm, it is specifically designed to cover you in the case of an accident. The only added benefits you can assign are Assupol On-Call & On-Call Plus; and like our other options there is a mandatory yearly premium increase to keep up with the effects of inflation.

- Choose the investment fund that suits your individual risk profile
- You can add a benefit so that you do not have to pay premiums if you become disabled
- Your retirement savings are protected against creditors
- Your premiums can help reduce your personal income tax

- Your retirement savings can stay invested in the market with uninterrupted growth
- You choose the investment fund that suits your individual risk profile
- Your retirement savings won’t be taxed when you transfer them to the preservation fund
- You can draw from the preservation fund once before retirement if you really need cash

- Guaranteed income for life
- Minimum investment premium of R50 000
- Policy may not be ceded or used as security for loans, and
- Once the policy has started, it cannot be cancelled or changed

- Cash withdrawal can be made every year after the first five years
- You can increase your monthly premium to protect your savings
- You can add a benefit so that premiums don’t have to be paid after your death or if you become disabled
- Premiums start from R300 per month

- Pay no tax on interest, dividends or capital gains.
- A maximum of R33 000 per year (or R2 750 per month) and R500 000 over your lifetime may be paid into this policy – limits are set by legislation.
- Regular cash withdrawals can be made from the first year of your policy.
- No tax is paid at maturity or on cash withdrawals.
- The Assupol One Bonus rewards you for saving by increasing your policy’s maturity value, depending on the number of withdrawal-free years.

The Guaranteed-return Single-premium Policy provides a guaranteed return for a period of 5 years, tax free, with the underlying investments issued by one of the five main banks in South Africa. The credit risk is taken by Assupol Life, as the policy provides a guaranteed return.

The Guaranteed-income Single-premium Plan provides a guaranteed income for a period of five years whilst securing the single premium you paid for it.